Deficiency Guarantee

Swisscard payment obligation for any balance of a depositary nature held in card accounts is insured by the guarantee issued by a Swiss bank. The relevant wording for the currently valid default guarantee (specifically the conditions and scope of the guarantee) can be found below. The version in force at the time of the default is decisive. Swisscard publishes the currently valid version on this website and notifies cardholders of any updates in the appropriate form.