Our network

To continuously improve our products and services, but also ourselves as a company, we rely on targeted collaboration with strong cooperation and network partners and are actively committed to gender equality and diversity in the workplace as well as sustainable location promotion.


Our owners


Two strong partners, one card provider

Swisscard AECS AG was established as a joint venture between Credit Suisse and American Express in 1998. Since then, we have offered our clients the world-leading expertise of American Express in credit card management, as well as access to Credit Suisse’s strong national distribution channels, all from a single source. At the company’s site in Horgen near Zurich, we currently have 700 employees managing over 1.5 million cards.

Our card brands

We are the only company in Switzerland to offer the world’s most important credit card brands American Express, Mastercard and Visa all from a single source, thus providing end-to-end solutions for the specific needs of private customers and business clients.

American Express

American Express Cards for private customers and business clients offer you comprehensive insurance, Concierge Service and much more.


Experience the world with Mastercard credit cards and pay securely and conveniently at any time worldwide.


Simple and secure cashless payments wherever you want to be – in stores, online and mobile, and of course contactless.

Our partners

Credit Suisse

Swisscard is the exclusive issuer of Credit Suisse credit cards and companies that are part of Credit Suisse Group. Credit Suisse, founded in 1856, has a global reach today with business activities in approx. 50 countries and 47,170 employees from more than 150 different nations. Customers are supported in three regionally organized divisions: Swiss Universal Bank, International Wealth Management and Asia Pacific.


SWISS and Swisscard have enjoyed a successful partnership with the common goal of providing the best credit card offer for SWISS Miles & More members for more than 20 years. Swisscard is the exclusive issuer of SWISS Miles & More credit cards. Miles & More is Europe’s largest frequent flyer program. As Switzerland’s national airline, SWISS carries some 16.5 million passengers worldwide every year.


Founded in September 2012, the Swiss, Zurich-based startup company has developed into the market leader in the area of loyalty and communication. poinz stands for innovative, mobile business-customer engagement, connecting more than 1,600 local businesses with more than 1 million customers – digitally networked via smartphone.

With "Swiss Loyalty", poinz is launching an innovative and unique cashback solution across the whole of Switzerland, with which credit can be collected directly in the poinz app.

For this, poinz is collaborating closely with Swisscard AECS GmbH as the issuer of the poinz Swiss Loyalty Cards.

Our commitment

Advance – Gender Equality in Business

Swisscard is a member of Advance, the leading business association for gender equality in Switzerland. The network currently consists of more than 120 Swiss companies that are committed to increasing the proportion of women in management.

Swiss Payment Association

Swisscard is a member of the Swiss Payment Association (SPA) industry organization. It advocates a secure, fast and convenient credit card payment system and represents retail and customer requirements equally.

Interessengemeinschaft Schweizer Kartenanbieter

Swisscard is committed to promoting cashless payment in Switzerland through the Interessengemeinschaft Schweizer Kartenanbieter (ISK), an association representing the interests of Swiss card providers. The “Tony Card” campaign informs consumers, retail partners and other interested parties about the benefits of cashless payment and provides them with in-depth information on the subject through various media.

Our cooperation partners

Switzerland Tourism

Together with Switzerland Tourism (ST), American Express presents exclusive offers especially for American Express members with SELECTSSM. Customers find out about the latest offers for “Gourmet”, “Travel” and “Shopping” with the monthly SELECTS newsletter.


GaultMillau is the travel guide for gourmets; American Express members are connoisseurs who like to discover new things and recommend them to others. Together, GaultMillau and American Express therefore very successfully present the trend formats “GaultMillau POP!” and “Züri isst”.

Issues that are important to us

Employers We Trust

“Employers We Trust” is the quality label for companies that use surveys systematically and purposefully to obtain qualified feedback on the work situation and initiate appropriate development processes as a result.

We Pay Fair

The “We Pay Fair” seal from the University of St.Gallen recognizes companies that comply with equal pay in accordance with the federal government’s equal pay tool (Logib).

Swiss LGBTI Label

This label represents a seal of quality for equality and recognizes organizations based in Switzerland that are committed to the equality of LGBTI people within their company.