The company Swisscard
Swisscard AECS GmbH is a leading credit card company which is owned by Credit Suisse and American Express. Swisscard is the only company in Switzerland to offer the world’s leading credit card brands of American Express, Mastercard and Visa from a single source.
Swisscard knows its customers and merchants’ needs
Swisscard is the only card issuer to combine integrated solutions for customers and merchants under one roof. It runs the product development, sales and marketing, customer service and card processing in Switzerland. As a merchant acquirer, Swisscard is also responsible for expanding and handling the American Express network of acceptance points in Switzerland.
Swisscard’s range of credit cards is divided into the private customer and business customer segments. There are several product lines in both segments that specifically meet the clientele’s requirements.
Swisscard is a member of the Swiss Payment Association (SPA) industry organization. This advocates a secure, fast and convenient credit card payment system and represents retail and customer requirements equally.
Subsidiary of two strong partners
Swisscard AECS was established as a joint venture between Credit Suisse and American Express in 1998. It combines American Express’ worldwide leading expertise in credit card management with the strengths of Credit Suisse’s strong national sales channels. In the initial years, Swisscard issued credit cards "in the name and on behalf of Credit Suisse", Swisscard assumed overall responsibility for this from 2015.
Swisscard has its headquarters in Horgen near Zurich and currently employs roughly 700 staff. It manages more than 1.5 million cards today.