The company Swisscard

Swisscard AECS GmbH is a leading credit card company which is owned by Credit Suisse and American Express. Swisscard is the only company in Switzerland to offer the world’s leading credit card brands of American Express, Mastercard and Visa from a single source.


Swisscard knows its customers and merchants’ needs

Swisscard is the only card issuer to combine integrated solutions for customers and merchants under one roof. It runs the product development, sales and marketing, customer service and card processing in Switzerland. As a merchant acquirer, Swisscard is also responsible for expanding and handling the American Express network of acceptance points in Switzerland.

Swisscard’s range of credit cards is divided into the private customer and business customer segments. There are several product lines in both segments that specifically meet the clientele’s requirements.

Swisscard is a member of the Swiss Payment Association (SPA) industry organization. This advocates a secure, fast and convenient credit card payment system and represents retail and customer requirements equally.

Subsidiary of two strong partners

Swisscard AECS was established as a joint venture between Credit Suisse and American Express in 1998. It combines American Express’ worldwide leading expertise in credit card management with the strengths of Credit Suisse’s strong national sales channels. In the initial years, Swisscard issued credit cards "in the name and on behalf of Credit Suisse", Swisscard assumed overall responsibility for this from 2015.

Swisscard has its headquarters in Horgen near Zurich and currently employs roughly 700 staff. It manages more than 1.5 million cards today.

About us

Facts and figures

Swisscard is much more than just facts and figures. We have nevertheless compiled the most impressive facts for you.

Swisscard AECS GmbH Management

Swisscard management, our Executive Board, consists of experienced leaders. They are responsible for the operational business in accordance with their specified tasks and competencies.

Partnerships & collaborations

Swisscard offers maximum freedom and flexibility with its credit cards. The company relies on specifically working together with strong collaboration partners to continuously expand the services it offers customers. These partnerships offer sustainable value added to both Swisscard’s business partners and customers.


On this page, we publish current information about Swisscard, our products or services and the Swiss credit cards market.

The Swisscard values & culture

The outstanding products and services from Swisscard are only possible thanks to the professional and customer-focused staff. These people give the company its unique profile. The staff have a variety of career backgrounds, cultures and beliefs.


Swisscard is successful thanks to its staff, who distinguish themselves through their extraordinary commitment and proactive approach to customer-oriented solutions. Imaginative and performance-oriented staff with flexibility and team spirit are therefore in just the right place here.