3-D Secure is a security standard for online payments using American Express, Mastercard and Visa cards. More and more online shops are relying on 3-D Secure to identify card payers beyond doubt and therefore protect the seller and buyer from fraudulent use of the card.
Secure online payments with 3-D Secure
American Express, Mastercard and Visa developed 3-D Secure together as a security standard for online payments. With this process you identify yourself with a code that you receive in an SMS or in the new Swisscard app. Look out for the American Express SafeKey®, Mastercard Identity Check™ or Visa Secure logo when you’re shopping or paying online.
3-D Secure how it works
Shop and go to the checkout as usual in the online shop.
Pay for your shopping by credit card.
You will now receive an SMS code or a 3-D Secure notification from the Swisscard app to confirm the payment.
Once the payment has been approved in the Swisscard app or the SMS code has been entered, the payment is confirmed.