SwatchPAY! is like a payment card on your wrist. No need to take your wallet or smartphone out of your pocket or bag anymore! To pay, simply hold the watch you have connected to your payment card close to the contactless payment terminal and wait for the beep. With SwatchPAY! you can pay in no time! A simple, convenient, cool and secure way to pay (certified by Mastercard and Visa).

SwatchPAY Product

  • Payments made quick, simple, and secure.
  • Looking for change is a thing of the past.
  • Never wait for your change again.
  • Works even if the battery is empty.
  • Waterproof to a depth of 30 meters.

How to pay with SwatchPAY!

Making payments with a flick of the wrist is now just as quick, simple, and secure as paying with your credit card – only much cooler. To make a payment, simply tap your watch briefly against the payment terminal. For payments up to CHF 80, you don’t even have to enter your PIN or sign a receipt.


How SwatchPAY! works

To make a cashless payment with SwatchPAY!, simply tap your SwatchPAY! watch briefly against the payment terminal. As with all new credit cards from Swisscard, the watch is fitted with an NFC chip for contactless payments. There are currently more than 20 different SwatchPAY! models to choose from, all of which are water-resistant up to 3 bar.

SwatchPAY! uses a chip integrated into the watch case that enables contactless payments. This tiny virtual payment card replaces your payment card's sensitive data with a random combination of numbers. SwatchPAY! is certified by Mastercard and Visa. If your watch is lost or stolen, you can simply delete your virtual card in the SwatchPAY! app.

Activating SwatchPAY!

Activating SwatchPAY! and connecting it to your credit card takes just a matter of minutes, after which you can make cashless and contactless payments with just a flick of the wrist!

  • Bonviva World Mastercard® Standard
  • Bonviva World Mastercard® Gold
  • Cashback World Mastercard®
  • Credit Suisse World Mastercard® Standard
  • Credit Suisse World Mastercard® Gold
  • Credit Suisse World Mastercard® Gold USD
  • Credit Suisse World Mastercard® Gold EUR
  • CSX Mastercard® Platinum
  • CSX Pro Mastercard®
  • CSX Plus Mastercard® 
  • Viva Mastercard® Standard