Balance protection insurance

In the event of a sudden illness, accident or unemployment, the payment of an outstanding credit card balance may become an additional burden.

Balance protection insurance covers your payment obligations within the insurance terms and conditions, so that you are not financially restricted in sudden emergency situations, e.g. invalidity or unemployment. It insures the outstanding credit card balance up to the following maximum coverage:

  • In the event of accidental death the remaining debt is insured
    up to 200,000 CHF
  • In the event of permanent full invalidity up to 100,000 CHF
  • In the event of temporary full invalidity up to 10,000 CHF
  • In the event of compulsory unemployment up to 10,000 CHF

The monthly premium is 0.5 % of the principal card's outstanding statement balance plus any additional cards allocated and is charged directly to the credit card account.Example: with a monthly balance of 1,000 CHF the premium is 5 CHF.

Apply for balance protection insurance now