Who we are

Swisscard AECS GmbH is a joint venture between Credit Suisse and American Express. Swisscard AECS GmbH is the only company in Switzerland to offer the world leading credit card brands American Express, MasterCard and Visa from a single source. Customers managed by Swisscard AECS GmbH have the largest choice of credit card products on the Swiss market. Thanks to the different product ranges, customers can put together a personalized combination of cards.

Swisscard AECS GmbH was established as a joint venture between Credit Suisse and American Express in 1998. The company handles product development, sales and marketing, customer service and card processing in Switzerland. As a merchant acquirer, Swisscard AECS GmbH is also responsible for expanding and handling the American Express network of points of acceptance in Switzerland.

Swisscard AECS GmbH combines the strengths of its two parent companies in the credit card business, with American Express being the global leader as far as card management is concerned and Credit Suisse owning strong national sales channels.

As a merchant acquirer for American Express, Swisscard AECS GmbH’s job is to guarantee that the customers can use their card wherever they want all over Switzerland. SIX (formerly Telekurs) and Aduno are primarily responsible for acquiring MasterCard and Visa in Switzerland.

Swisscard AECS GmbH’s credit card programs are broken down into different product ranges. These are organized into three sub-markets: private, business and corporate cards. Customers with a wide range of varying requirements can therefore find exactly the right credit card product. In addition, Swisscard AECS GmbH also offers first-class services: Thanks to a product range that includes all brands, customers are given comprehensive and neutral advice when choosing a credit card. Cardholders can participate in bonus programs where they are rewarded with points every time they use the card. The points can then be exchanged for attractive rewards.

Swisscard AECS GmbH is based in Horgen, Zurich. At the end of 2012, over 600 staff were employed at Swisscard AECS GmbH. Swisscard AECS GmbH manages over one million cards today, as well as the American Express network of points of acceptance within Switzerland.